How can we help you improve your credit score?

It's virtually impossible to change your score in the time between when most people decide to buy a home or refinance their mortgage and when they apply. So the short answer is, you really can't "on the spot." But there are strategies that take betwee 60 to 120 days to increase your score is as high as possible.

Make sure that the information each of the three credit reporting bureaus has on you is consistent and up to date. Order a copy of your credit report about once a year, and dispute any inaccuracies.

Late payments work against you. It's extremely important to pay bills on time, even if it's only the monthly payment. The more recent the negative credit reports the more adversely it affects your score.

Dont "max out" your credit lines. Since the size of the balance on your open accounts is a factor, lower balances are better.

Our Credit Software, Improvement and Dispute Stratiegies can boost your Credit Score up to 100 points higher. By working together we can Help you get you the mortgage you need. 

 Send me an email with your Full Name & Phone Number and I will send you my free Report!